Health insurance in Sweden

The Swedish health insurance ("sjukförsäkring") pays for treatment for anyone working or living in Sweden. However, you must pay a small part of the cost yourself, the so-called patient charge.
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This information is for EU/EEA citizens only

The extent of health insurance

You can get assistance with:

  • medical treatment
  • other treatment, for example, physiotherapy
  • hospital treatment
  • medicine
  • dental care
  • patient transport

In many workplaces, employees are also covered by a collective insurance that provides additional protection. You can also choose to take out private personal insurance, either alone or as part of a group.

 

Patient charges

In Sweden, you pay a patient charge for treatment in the public healthcare system. Prices are determined by the individual regions. However, there is an upper limit on how much you can get over a 12-month period (1150 SEK in 2019). Then you get a personal allowance, entitling you to free treatment for the rest of the period. The maximum limit is called “high-cost protection” (högkostnadsskydd).

 

Subsidy funding for medical aids

All people who work in Sweden are also entitled to high-cost protection when it comes to medicine. It is a system similar to the Danish system of discounts and a maximum limit on how much an individual has to pay. In Sweden, the maximum is 2300 SEK (2019) per year.

High-cost protection applies to most prescription drugs and assistive aids such as: birth control pills, aids for ostomy, etc.

When you buy prescription medicines, you get a card that the chemist records all purchases on. This ensures that you get the right discount every time.

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We can help you

You can always visit our Information Center in Malmø to get help with your questions regarding working, moving or studying in Sweden.

 

Monday - Wednesday 9.00 -17.00
Thursday 9.00 - 18.00
Friday 9.00 - 15.00