Occupational pension (tjänstepension) in Sweden
This information is for EU/EEA citizens only
When you start working in Sweden, it is a good idea to familiarise yourself with the pension agreements that apply to your workplace. Occupational pensions are based on agreements between the labor market partners. The agreement means that you as an employee get a portion of your salary in the form of a pension.
It is your employer who must set up an occupational pension on your behalf. Sometimes, however, you can decide which insurance company is to manage your pension money. If you have worked in different areas, you can have more than one occupational pension.
Get an overview of your Swedish pension
At your employer and your trade union, you can get more information on your labor market pension. You can also find general information about the Swedish and Danish pension systems from Pensionsmyndigheten and Øresunddirekt Information center in Malmö.
