Public occupational pension (tjänstepension) in SwedenNine out of ten employers’ occupational pension, which serves as a supplement to the public pension.
This information is for EU citizens only.
When you start working in Sweden, it is a good idea to familiarise yourself with the pension agreements that apply to your workplace. Occupational pensions are based on agreements between the labour market partners. The agreement means that you as an employee get a portion of your salary in the form of a pension.
It is your employer who must setup an occupational pension on your behalf. Sometimes, however, you can decide which insurance company is to manage your pension money. If you have worked in different areas, you can have more than one occupational pension.
Get an overview of your Swedish pension
At your employer and your trade union you can get more information on your labour market pension. You can also find general information about the Swedish and Danish pension systems from Pensionsmyndigheten and from Øresunddirekt Information center in Malmö.